Essential Elements You Should Know About Medicare
What is Medicare?
Medicare is a federal health government insurance program for individuals 65 years old or older in the United States. Coverage plays a role as you get older in what financial benefits you receive. Some exceptions exist where individuals younger than 65 with illnesses could be eligible for the program. Are You Eligible for Medicare?
If you are at least 65 years old and have been a United States citizen for over five years, you are eligible for Medicare. In some instances, individuals under the age of 65 who have chronic illnesses are qualified as well.
Key Components of Medicare
There are four different types of Medicare coverage plans. These particular types of programs are known as "parts."
Part A - (Hospital Insurance) Covers hospital visits, hospital stays, nursing facility services, hospice care, and home health care services.
Part B - (Medical Insurance) Covers checkups, sickness appointments, and preventive care.
Part C - (Medicare Advantage) Covers the same benefits as Parts A and B but is offered by private insurers.
Part D - (Prescription Drug Coverage) Covers generic and brand-name prescription drugs prescribed by your doctor. Medigap - (Supplemental Insurance) Utilizes private health insurance place to support Medicare programs. What Doesn't Medicare Cover?
According to nerdwallet.com, Medicare typically doesn't cover the following:
Hearing aids and exams to fit them
Eye exams and eyeglasses
Medical Care Overseas
How to Enroll in Medicare
There are multiple different ways to enroll in Medicare. You may even be registered automatically. According to medicareplans.com, you'll be enrolled automatically if:
You receive social security benefits.
Receive U.S Railroad Retirement Board benefits.
If you are under the age of 65 but have social security disability for 24 months.
If you have amyotrophic lateral sclerosis.
You'll have to enroll in Medicare on your own if you are not 65 years old yet or are 65 years old but aren't receiving social security benefits.
If you have any specific questions, contact the Rehab Medical team at 866-488-1687, and our mobility experts will help ensure all your questions are answered regarding Medicare!